As you consider where life will take you next, you may be contemplating a move to an independent living community in Pennsylvania—and for good reason! This state is celebrated for its retiree-friendly policies, including no state tax on social security and other retirement incomes such as 401(k)s and IRAs, making it an ideal location for senior independent living.
Does this move make sense for you or your loved one? Here’s what you need to know to feel confident about your decision.
Benefits of Living in Pennsylvania
Pennsylvania is a top destination for retirees looking for independent living combined with significant financial advantages. The state’s commitment to providing a retirement-friendly experience is evident through its favorable Pennsylvania retirement taxes and the many senior living options.
Pennsylvania Cost of Living
Overall, the cost of living in Pennsylvania aligns closely with the national average, though expenses can vary. Urban centers like Philadelphia and Pittsburgh may cost more than suburban areas like Upper St. Clair or the picturesque rural regions. These variations make Pennsylvania a flexible choice for retirement, catering to different lifestyles and budgets.
Is Pennsylvania Retirement Friendly?
Absolutely! Pennsylvania’s approach to retirement is designed to maximize comfort and security, making it an excellent choice for anyone considering independent living. The state’s policies make it easier for seniors to enjoy their retirement years with peace of mind and financial stability.
When Is Independent Living Right for You?
The timing of moving to independent living is different for everyone. However, many seniors regret not moving into their community sooner. While there may be some apprehension in the face of such a big life change, moving to a senior living community as soon as possible can be beneficial for many reasons.
As our care needs evolve, relocating to a Life Care community that provides comprehensive on-site health services—including memory care, skilled nursing, and assisted living—can offer enduring security and comfort. Choosing this type of community means you won’t have to move again if your needs change, allowing you the comfort and familiarity of living in the same community.
The Cost of Independent Living in Pennsylvania
Costs for independent living in Pennsylvania can vary significantly by community type and the services, amenities, and care provided. Some communities require a one-time entrance fee alongside monthly payments to secure priority access to comprehensive care options in the future. When evaluating different communities, consider the quality of accommodations, the range of services offered, and the levels of care available, all of which are crucial for getting the most from your long-term investment. It’s also important to factor in the rising healthcare costs, which can impact overall expenses.
In addition to care and accommodations, another significant benefit of independent living is the consolidation of expenses. Most communities bundle care, specific dining options, amenities, and other services into a single monthly payment, simplifying financial management and reducing the burden of handling multiple bills.
Costs and Fees
There are over 700 retirement communities in Pennsylvania to choose from. These communities range from small rental options to continuing care retirement communities and senior living buy-in options. Each community will have its own fee and payment structures. Some may require an upfront entrance fee in addition to monthly fees. Monthly fees often include utilities, maintenance and access to on-site amenities and services.
Choosing the Best Independent Living Community in Pennsylvania
Moving to a senior living community is a big step and may feel overwhelming, especially if you’ve lived in a large family home for a while. However, moving to a new community opens up a world of possibilities. Community life is all about supporting your independence, not limiting it.
Location
Choosing the right independent living community means finding a place that aligns with your lifestyle and personal needs. When exploring independent living options in Pennsylvania, consider how each community’s location will impact your daily life.
Is it important for you to be close to family and friends? Staying nearby can make it easier to maintain those vital connections and receive support when needed. Alternatively, consider how the location might influence your access to city amenities. Will you miss the vibrancy and variety of events and activities available in a big city if you opt for a quieter suburban setting?
Community Services
Each community’s services and amenities also play a crucial role in ensuring your comfort and satisfaction. Look for communities that not only meet your current needs but are also capable of adapting to your future needs. This can help support a seamless transition through different phases of retirement.
Having a checklist of questions and things to consider can also be helpful as you tour different communities. This pre-planning can help you feel more confident and comfortable as you determine the best fit for your lifestyle.
Why Choose Friendship Village of South Hills?
At Friendship Village of South Hills, upscale amenities and expert care come together to enhance your lifestyle. Enjoy personalized health and wellness services, diverse entertainment options, and essential services like housekeeping and maintenance. The result? A carefree living environment that lets you live fully each and every day.
Our supportive community offers numerous social events and activities to build connections and help combat loneliness among seniors, but don’t just take our word for it. We invite you to contact us today to schedule a visit to experience Friendship Village of South Hills for yourself. We’re looking forward to meeting you and answering any questions you may have.
